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Am I Being Abusive With Money?

41 replies

jamesk0001 · 23/10/2016 02:20

After being separated for 4 years my wife asked me to move back in 6 months ago, which I was happy to do. When she asked me to move out I was broke because I got made redundant and we used our savings. Since being separated I have managed to get a new job that pays reasonably well and I have been able to save about £40,000 on top of paying about £1,000 per month rent (which I don't pay any more as I have moved back in to the joint home).

She doesn't work and I have been paying her maintenance as well as child maintenance but now the kids are at Uni.

She now says that I am being abusive about money. We have separate bank accounts.

I don't think I am.

When I moved back in we brought a new super mini in cash because her car was unreliable (using my savings).

I also transferred £12,000 to her account as spending money for the year and pay £1,100 per month for bills. We live in a small house and the bills are £600 per month. The mortgage is paid off.

I earn £3,100 per month and pay £600 a month for the kids at Uni (£300 each).

I save £500 for emergencies.
I give my wife £1,100 for bills of £600
That leaves me with £900 and I pay £300 per month for my car and another £100 for insurance and maintenance, leaving £500 and I have to spend some of that looking smart for work.

I am away 3 weeks a month with work so we tend to do our own food shopping.

I get a bonus once a year which should be good enough to give her another £12,000 next year.

She says that she doesn't get enough to live on and wants more and because I control her money she thinks that counts as unreasonable behavior. I think that I have been generous but am willing to take advice.

(The figures have been rounded but are right to about £25 each.)

OP posts:
Scarydinosaurs · 23/10/2016 12:27

I'm slightly bemused that you're so financially literate (can save, budget etc) but seem unable to identify a clear cut situation of exploitation. She wants more money- she can get a job. It makes no sense.

jamesk0001 · 23/10/2016 12:40

Why doesn't she get a job?

She says she is always too tired!

OP posts:
jamesk0001 · 23/10/2016 12:42

What is she doing with the cash???

I wish I knew.

She has expensive tastes - Radley Handbags.
Pandora Baubles.
Eating out at nice restaurants with friends.

OP posts:
user1473509591 · 23/10/2016 13:14

Im sorry but other than childcare and ill health, in this day and age there's no excuse to not work. You are more than reasonable, you've gone way above and beyond maintenance, she's a kept woman and of course she's going to keep demanding more money if you keep giving it to her. She's taking the piss and using your love for her to rinse you.

MaybeDoctor · 23/10/2016 14:16

Just for context: I work pt, but draw about £500 from joint finances (into which my £1000 salary is paid). From this I pay train commuting costs, lunches at work, mobile, clothing and other personal expenses. However, I buy mid-range clothing brands, don't use many beauty products and buy quite a bit of clothing from ebay. The money does get used up and I can see that if I had a taste for high-end products it might feel like not enough. I suspect that what your wife is buying is the problem.

But our household income is higher, so it is a much smaller proportion iyswim.

Hth.

Ilikegin · 23/10/2016 14:28

Jeez! Do you do things together? If so who pays?

Floralnomad · 23/10/2016 14:36

You are being more than generous , if she wants more she needs to find a job and I wouldn't give her access to your savings .

Cucumber5 · 23/10/2016 16:04

She's taking you for a ride financially. It would be totally different if she was leading a more modest lifestyle and was more community minded but to be so extremely frivolous with zero income, living off your back seems grabby and selfish.

Cucumber5 · 23/10/2016 16:06

Does she do anything meaningful community wise?

Lorelei76 · 23/10/2016 16:07

She's taking the piss OP.

Mum4Fergus · 23/10/2016 16:17

I can see why she asked you to move back in Hmm

OurBlanche · 23/10/2016 16:24

Crikey! James maybe you need to re-think your life!

What is it about your life that is a partnership?
What joy does she bring to your life?

PinkiePiesCupcakes · 23/10/2016 16:36

Op is either a moron who's being use like a person all cash !machine by a gold digging bitch, or he lives in his mums basement trying to rile up the ladies of mumsnet on a boring Sunday afternoon.

I can't decide.

jamesk0001 · 23/10/2016 17:58

Jeez! Do you do things together? If so who pays?

We go on holidays and days out. Usually pay half each, so if I pay for the entrance fee, she gets lunch / dinner.

OP posts:
OurBlanche · 24/10/2016 07:39

Is it still half term where you are, Pinkie ? It is here Smile

Cucumber5 · 24/10/2016 08:08

Are you going to do anything about it?

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