Meet the Other Phone. Child-safe in minutes.

Meet the Other Phone.
Child-safe in minutes.

Buy now

Please or to access all these features

Money matters

Find financial and money-saving discussions including debt and pension chat on our Money forum. If you're looking for ways to make your money to go further, sign up to our Moneysaver emails here.

benefits entitled to if I did not return to work?

49 replies

joesy43 · 08/10/2016 11:06

Hi - I am having a really awful time at work and am considering not returning. Can anyone tell me what I would be entitled to please - I have 2 children of school age and my husband earns 25k. I have a considerable amount of savings also. Thank you.

OP posts:
Whatthefreakinwhatnow · 08/10/2016 11:07

Use entitledto.com, it will work it out for you. I wouldn't have thought much though if your husband works and you have savings you can live off.

LIZS · 08/10/2016 11:07

Probably very little. Have you tried entitledto.com

Whatthefreakinwhatnow · 08/10/2016 11:16

Also, if you choose to resign, you could be in for a long wait until you can claim anything

benefits entitled to if I did not return to work?
PigletWasPoohsFriend · 08/10/2016 11:18

If you have received company mat pay you could have to pay it back

Whatthefreakinwhatnow · 08/10/2016 11:21

pooh good point piglet, yes I receive enhanced pay, 6 months at full pay and a further 3 at SMP, if I don't return for the specified minimum period I have to repay everything above SMP. are you on mat leave then OP?

Whatthefreakinwhatnow · 08/10/2016 11:21

ooooooh, obviously! not pooh!

AnchorDownDeepBreath · 08/10/2016 11:24

OP seems unlikely to be on mat leave if she's got two school aged children.

You would face up to 26 weeks of sanctions for resigning. Anything else would be dependant on your circumstances, although with your DHs salary and savings, it's unlikely you'll be entitled to much. It'll depend exactly how much you have in savings and whether you'll be searching for a new job.

Manumission · 08/10/2016 11:24

Maybe a small amount of tax credits. Child benefit if you don't get it already.

If you're suffering from stress, have you considered taking some sick leave? You could job hunt while you were recovering.

EvansAndThePrince · 08/10/2016 11:28

I left my job when I was 6months pregnant, and was still entitled to Mat pay from them (not relevant). I chose to be a SAHM, DD is now 18mo and DH earns about 17k. We get around £200 every 4 weeks in child tax credits, £300 combined child and working tax credits next year as he was earning closer to 20k last year. I doubt you'd get anything, maybe a tiny amount of CTC.

unimagmative13 · 08/10/2016 11:32

Probably nothing.

JSA won't be paid as you've given up your job.

Tax credit I think is £25k combined earnings

You could get another job rather than quit to get benefits.

AyeAmarok · 08/10/2016 11:32

Why don't you just look for another job?

PigletWasPoohsFriend · 08/10/2016 11:33

OP seems unlikely to be on mat leave if she's got two school aged children.

Why Hmm

ThroughThickAndThin01 · 08/10/2016 11:35

Because she'd have mentioned two school aged children and a baby?

RhodaBull · 08/10/2016 11:39

Highly unlikely, I would have thought, as your income is judged on the household income and also your savings count. If this wasn't the case a SAHM with a dh on £300K a year could claim benefits because her earnings were zero.

Unlockable · 08/10/2016 11:44

This reply has been deleted

Message withdrawn at poster's request.

joesy43 · 08/10/2016 11:59

No my youngest is 10. I am currently on sick leave with work related stress and atm am looking for another job. The situation at work has made me ill. Is giving notice and resigning the same thing? So based on the fact I have savings, I would get nothing?

OP posts:
LIZS · 08/10/2016 12:01

Yes they are same.

joesy43 · 08/10/2016 12:01

Also I am not quitting to get benefits. I am being pushed out and need to know if I am entitled to anything.

OP posts:
LIZS · 08/10/2016 12:03

How long have you been there?

AyeAmarok · 08/10/2016 12:05

But if you have substantial savings you won't need benefits. You can live off your savings until they run out.

BaronessEllaSaturday · 08/10/2016 12:05

Assuming you work full time and have done for the last couple of years then you should qualify for contribution based JSA rather than income based so the savings wouldn't affect that nor would you DH income. You would need to fulfill the criteria regards job hunting and you could be affected by resigning and it would only last 26 weeks but if they are trying to push you out there should be some back up for you.

joesy43 · 08/10/2016 12:06

It says nothing for up to 26 weeks if I quit without good reason..is not going back because if I did I would be stressed/depressed class as 'without good reason'?

OP posts:
joesy43 · 08/10/2016 12:08

I work part time and have been there 20+ years

OP posts:
LIZS · 08/10/2016 12:08

No it probably wouldn't be enough. Could you try to claim esa, although the criteria are pretty strict even for wrag.

Janek · 08/10/2016 12:12

I am no expert, but this sounds like constructive dismissal, which is,surely not the same as resigning. Are you in a union?

Swipe left for the next trending thread