My husband and I have a 16 month old, he works full time - self employed in security and I work full time as a graphic designer (Devon wages!). At the end of the month, after all expenses we are left with about £1k in our account.
My husband is flapping saying it's not enough of a buffer to have, should be need it, my argument is, we are lucky to have that much and we shouldn't waste time fretting...
Am I wrong not to worry?...