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If you have 3 children what are you outgoings?

7 replies

sparkle789 · 13/04/2016 21:18

Currently debating a third child.
If you have 3 how much has it increased your bills by?
We currently spend
£300 on food
£140 a month for day to day bits
Approx £70 on clubs

I think we can afford a third but obviously don't know how much things like this would increase by.

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Babyroobs · 13/04/2016 21:31

An extra child doesn't cost much extra when they are small but obviously you need to think longer term. Once they hit the teenage years things really start to get expensive - school uniform, fees for activities, going out with friends, eating lots more ( particulalry teenage boys), taking adult sized clothes and shoes etc. A third child also impacts on things like the size of car you might need, childcare costs, maybe house size depending whether they can share rooms. We have 4 and it is very expensive !!

Sootica · 13/04/2016 21:36

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sparkle789 · 13/04/2016 21:42

That's my worry, I know we can afford it now, but we would need to move and then as they get older the costs are a bit scary! Although as they get more expensive we will have cleared a couple of loans so have more money. I suppose you make it work with what you have?

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stillnotjustamummy · 13/04/2016 21:51

In the early days it's just the nappies, but my weekly grocery bill is around £125 for 5 of us. We had to get a new car as three seats on the back is hard to fit, holidays are a nightmare as a thing outside of 2&2 is considered odd. Agree with the PP that you can't reuse as much as you think, clothes are either wrong season, or child is different proportion! The extra time out on my career is probably the biggest cost. By the time I go back I will have had 5 full years at least, out from regular employment. I chatted with various recruitment agencies and they all felt that my experiences just weren't relevant as technology had moved on. To get back, I will have to take a lower position and work back up.
I fear university fees will be beyond us when they want to go, so they will be saddled with debts from the get-go. I feel guilty about that.

Sootica · 13/04/2016 22:42

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Message withdrawn at poster's request.

DelphiniumBlue · 13/04/2016 23:09

I have 3, all grown now. I still reckon £25 per week , per person for food/toiletries etc.
Clubs become expensive - we limited it to cubs/scouts which is fairly cheap, plus one other, per child per week. So that ruled out a sport plus music lessons. Clothes/toys not really a problem due to hand-me-downs and boot sales, but Christmas is noticeably more expensive with 3. Also eating out, takeaways, cinema ( extortionate) - all very limited. Had to get a bigger car, and holidays were almost prohibitively expensive - it meant we always have to get at least 2 rooms. Flights for teenagers are adult prices, so 5 full fares during school holidays= rare holidays abroad.
And yes,what Sootica said - more time out of a career. I don't know any Mums of 3 who were able to work full-time - but if you do, then increased childcare costs too. Think around £25 per child per day in the school holidays, and often more - daily tennis camp 9-4 was more like £50 per child per day.
Oh, forgot, we had to get a loft extension too.
Logistics become more complicated, but that became much easier once DS1 was about 14 or 15 and could babysit.
However, although it's cost me £££, I wouldn't change it - have had so much pleasure from DS3, and still enjoy how well they all get on together.

sparkle789 · 14/04/2016 13:49

Thanks for the replies.

Career wise it's not a problem I had dd1 at 19 and never got started on a career, I work part time and don't mine doing so for a few more years.

Days out cost worries me and also finding something that will suit the 3 ages.

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