Joint Account - Married for 10 years

[TeacherABC]

Is anybody else in he position where they are married and don't have a joint bank account?

We each had a current account when we got married, a year or so later we converted them both to joint accounts. Mostly just so we can use the benefits of each others accounts, I can use his breakdown cover if I'm on my own which I couldn't before, etc. We still call them 'mine' and 'yours'.

We have a joint savings account and seperate savings, and our own credit cards.

No not here. Separate accounts works fine for us. All money treated as family money though.

Separate accounts. It never really occurred to us to open a joint one when we moved in together or when we married. I don't think that the presence or otherwise of a joint account is meaningful.

Married 11 years and always had separate accounts. Dh pays for everything and I try to save. It works well as he's terrible at saving and I love squirrelling money away for a rainy day.

Separate accounts but joint savings. DH pays mortgage I pay council tax. All other bills paid by either of us as they come in. No discussion about who has paid more. I work part time so if need any extra money DH transfers to my acct.

We have both. Our wages go into our own accounts then we each transfer the same amount into the joint account each month to pay bills. I couldn't be sharing all my money as we have completely different ideas on what to spend things on. Child tax credits etc go into the joint as the children are both our responsibility x