Woman reversed into my wife's car at traffic lights but won't accept liability. Please help

[domelsnake]

Hello all,

My wife had this incident a while ago.

While waiting at the traffic lights as soon as the light has changed from red to green the car in front of her put the reverse gear in and reversed into her.

The lady apologized saying she is a new driver and put the reverse gear in error.

Luckily for us there was no damage on our car and little dent on the other's car bumper. Because the driver of the other car was in fault they have decided to forget about this and come back to work therefore no personal details have been exchange.

I have reported this to my insurance company any way just as a backup.

After few weeks my insurer came back to me no saying the other party is blaming us for the accident and trying to make a claim.

Because no details have been exchanged they have reported this to the Police saying it was a hit & run and asking for the driver details that time which we have provided.

After few months we have received a court documents saying the other party is claiming their car to be fixed as well as £5k injury claim.

I spoke to our lawyer provided by our insurance company and have been told there is no way to win this case without CCTV footage, dashcam footage or witness (unfortunately there is none of those.) and have been asked to sign the from of consent which basically means my wife takes responsibility for the accident which we don't want to do.

Apparently the court bases their decision on statistics saying 9/10 times with this type of collision is the person in the back in fault.

Is there anything we can do to get the decision to be made in our favor?

Can you not find out if she has made similar claims in the past?

Bollocks that they can't use the FB evidence. Insurers use social media research ALL THE TIME to fact check things like injuries, unemployment, earnings etc., when considering claims. Have a look at some of the successful IFED cases - social media can be a useful tool in uncovering the truth.

Contact your insurers NOT the solicitors and tell them that you have found publicly available evidence which calls into question the truthfulness of her account of her 'injuries'. When combined with your wife's statement about what the driver said, combined with the driver's circumstances (young, inexperienced, only going to the Dr months after the fact) this should be sufficient for them to defend the case. Tell them that if they are not willing to fully investigate the claim then you will complain to the FOS.

Hell would freeze over before I would sign the consent form. Look at it this way; as it stands you're set to lose either way. If you sign the consent form you're 100% liable. If you go to court you could be 100% liable - or they could decide you are only 75%, or 50%, or not liable at all. I definitely think it is worth fighting.

Oh and invest in a dashcam. Worth its weight in gold for cases like this.

Will contact my insurer tomorrow.

Dash Cam already installed so no more fake claims against me...

I have forwarder all mi findings to the insurer and what I have been told is they will forward this to their solicitors who deal with the case - is that the correct procedure? I have a feeling it won't make any difference and they won't even consider it...

I should imagine that his insurance file would now have various flags on it as well. Whether that might affect any future premiums?...............

Hello again,

I was wondering if anyone here has some experience in getting CCTV footage from traffic light cameras if any? Who shall I talk to? How long will they keep the footage for?

I haven't seen any cameras out there but at least I could ask.