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Expecting a cheque from HSBC for approx £3000 and I need to cash it without trace ... Is this possible ?

38 replies

private · 14/01/2016 00:57

For reasons I won't go into on this thread I need to cash a cheque , made out to me , and I don't want to pay it into my everyday bank account .
I'll very likely have to provide my solicitor ( I'm divorcing Stbx and paying £4000 for divorce and financial settlement ) with 12 mths bank statements and I really don't want this £3000 showing up .
Can I cash it anywhere else or maybe if I pay it into an account I never use and then withdraw it a few days later, and then close the account ( savings ) he would never know anyway ?
It all sound very fishy I know but my question isn't about ethics it's just the practicalities please . If STBX discovers I have it it will be another year before I can proceed with divorce .

OP posts:
usedagain · 14/01/2016 18:24

You must not be dishonest in your dealings related to divorce. It is a serious offence - if the money is a legitimate refund etc you can supply reasons why you believe it should not be included in you list of assets - please don't try to conceal it

Antisoc · 14/01/2016 19:53

OP, I know it's tempting but, as you said on your other thread, you know it's wrong. I think I'd try getting your ex to agree to give you the ppi money instead of just taking it. Even though he sounds like a complete looser I don't think his awful behaviour should influence you and make you do something that may be illegal. I presume you signed something saying you were authorised to make the claim otherwise people would start claiming for other people without their knowledge.

I know you were not asking for this advice but I think there might be a better option than simply hiding the money.

llhj · 14/01/2016 19:58

Just open and close another bank account. Pay the cheque in and then transfer funds to someone you trust. Close account. Keep the cash hidden. Good luck.

shelley1146 · 15/01/2016 00:16

Any financial accounts you open or currently hold are recorded on your credit file, even credit union savings accounts.

Whatever your reasons are for wanting to HIDE this money, if children are involved then your plan is morally WRONG and disgusting!!!

Shutthatdoor · 15/01/2016 00:20

I never thought of that thanks ( solicitor ) . I will ask her

You really think a solicitor would be willing to hold an undisclosed amount of money for you!?

SoThatHappened · 16/01/2016 13:46

can you pay it onto a credit card? Some credit cards ask you to pay the bill with the cheque addressed to yourself.

You could have it as a positive balance for a while.

QuiteLikely5 · 16/01/2016 13:51

Op just pop into town open a savings account and withdraw next week

Or ring hsbc and ask if they can make it out to someone else you trust

WildeWoman · 16/01/2016 13:54

There used to be loads of cheque cashing places in London years ago. Are they still about? They take a percentage out of it.
Haven't noticed any recently, but haven't been looking!

Marmite27 · 16/01/2016 13:58

I'm pretty sure the bank won't reissue in someone else's name - probably to do with showing they've settled directly to you. There's room for you arguing you never received the settlement of they issue in another name.

HermioneWeasley · 16/01/2016 14:03

HSBC will not make it out to someone else, and you are hugely compromising your solicitor if you ask her advice on this and effectively declare you are lying on court documents.

You can't get advice on this, because it's dodgy.

SoupDragon · 16/01/2016 14:09

If a man was asking how to conceal assets during a divorce settlement I imagine he'd get a very different response...

This.

How many times are you going to ask this question?

BlueThursday · 16/01/2016 16:29

I'm not going to assist in any way but don't attempt to put it into a credit card to bring it into advance. They will likely suspect you of money laundering

DeoGratias · 16/01/2016 19:54

So your husband is due some compensation for missold insurance. You claimed on behalf and will be holding the money as agent and you propose to steal it?

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