Child trust fund - who with?

[chai18]

Any good incentives available

I did it with Family Investments because I wanted an ethical fund and there weren't many available. I can't quite remember what the incentives were but from memory I think they give you £5 extra if you set it up online and £20 in vouchers if you set up a direct debit to contribute. Something like that.

childrens mutual because it promises to invest ethically

Chai, I am no expert, but I don't think it is a good idea to choose based on incentives (free teddy bear?) - not that you are necessarily thinking of doing so.

A CTF is an investment for 18 years, so it might be good to think about whether you want to put the money in deposits, stakeholder or share account, whether ethical funds are important to you etc.

But if you are not intending to top up the account (1,200 pound limit a year), I suppose it is no big deal.