Some advise please if I may. Sorry if this is long but I don't want to drip feed
I was made redundant back in June and my husband walked out on me and DD (6) at the beginning of September. He is currently paying the majority of the bills and I am living off my redundancy money. I used to earn 44k a year however my job was very high pressure with sales targets and some travelling. I don't feel like I can hold down such a job anymore (my current mental state is very up and down) and be a single mum. H is not a talker and at this point in time does not want to involve solicitors (although I have consulted one on the QT) and only seems to interested in my job search.
Our financial situation is complicated as we only several properties and a pre nup (which I have been told wont hold up in court as no provision has been made for DD). Our family home is large, far too big for me and DD. I however don't want half of everything and have no intention of going for half just enough for DD and I to have a little house near to her school and security for the future.
I have today been offered a temporary job at a local private school on a contract until May 2016, however the salary is 21k. My plan was to get this job, get some experience (totally different to my old job) and then try and get something else more perm in May. Obviously if I go down this route I will never earn what I was before but I will be there for DD as I may be able to get a term time only job. A friend mentioned that I may be able to claim tax credits how ever I have no experience of any benefit as I have been fortunate enough to never have to claim. When I try and use the calculator online it asks for last years salary which results in me getting £0 but if I put in 21k I could get about £300 per month.
So my questions are, any advise on tax credits ?
What would you do in my situation ?