Help with paying mortgage if h moves out?

[Frecklesandspecs]

H & I have decided to call it a day. He is the only one paying the mortgagee (my name is not on it). We're married about to separate. I was going to leave but he has suggested he leave and find another place. I'm a sahm with 3 kids and just wondered if I'd be entitled to any help as we can't afford two places now.

Firstly you need legal advice re the mortgage, if you're not named on it. Things may get messy in the future if your ex decides he wants to sell it. Get a free half hour with a solicitor NOW.

Back to your OP, you will be entitled to maintenance from your ex to your kids, and go to the "turn2us" benefits checker to see what you're entitled to. Do you work at all?

Just to point out, you won't be able to receive direct benefits to "rent" the house from your ex, as its in his name, which may complicate things, if this was a suggestion at any point?

Yes, I was thinking of kind of renting from him I guess. He did mention selling up. I don't know if I'm on the deeds tbh (I know crazy but I don't) but defo not on mortgage. I don't work tam, only he does, as we still have a nearly 2y/o and 4 y/o in nursery. I plan to as soon as Possible.
Maybe easier if I just move out and get housing help elsewhere where he's not involved?
I'll try and get this advice from solicitors. Ty

Yeah, you won't get housing benefit if you want to rent the house from him im afraid.

How long have you been together? Lived in the house together?
Why are you not on the mortgage? Are you on the deeds?

You definitely speak to a solicitor here to make sure you get all you're entitled to here, good luck.

Are the kids his? If so he has an obligation to house them, so he may not necessarily be able to "sell up", even if you're not on the mortgage. As I said speak to a solicitor, and ask about registering an interest against the property.

Yes, they are all his. Married for nearly 7 years. In this house for nearly 4.
We've never had joint bank accounts or anything, I've never had anything to do really with the finances. Long story. I guess I need to find out if I'm on the deeds somehow. I'll try and paste my other thread here from relationships fo a bit of background. Ty

www.mumsnet.com/Talk/relationships/2463333-Oversensitive-me-or-mean-him?

Ah OK married for seven years is good. The house is a joint asset, it's not only "his" because it's just in his name. You should be entitled to half or more. As advised you really need to see a solicitor here.

Thanks Lottie, yes, it's only his name as property owner. Just checked some stuff. But hopefully that won't cause too many problems. Makes me wonder why I was never on it though now as my mum lent us most of the deposit!

OP, ask the mods to move this to relationships, you'll get more traffic and more advice, but as I've already advised, you REALLY need to see a solicitor ASAP.