Someone Help Me Here....

[jessicaandrebeccasmummy]

I have been out of work since April 2004

It is looking likely that I will return to work early next year - not sure what doing, but as DH's health is bad, and we cant afford childcare, it looks like we will role reverse.

Am I right in what I am thinking that I will be unable to claim JSA when DH is made redundant because I have not paid NI or Tax for the last 2 years?

What benefits will we be entitled to when this happens?

Can anyone help, please?!

try entitledto.co.uk or .com
from that you should be able to work out how many hours you would be better off earning.
My single friend works 16 hours. If she worked 30 she would be £11 better off for those 14 hours

your dh will be able to make a joint claim for you all , he wil be entitled to Jsa for 6 months as he has been working (altho he would have to state he was looking for work) and income support for you and child tax credits for the kids = council tax / housing benefit dependent on circumstances and savings if he is made redunandent and it is vol if you have mtg insurance this wil kick in . if you role reverse and you work you can apply for workinf tax credit and child tax credit

There are 2 types of JSA - means-tested and contribution-based. You could apply for the means-tested JSA which doesn't rely on your NI contributions. You may also be entitled to other benefits at that point.

If your dh claims JSA, he has to actively seek work - the benefits agency will set him targets stating how many jobs he has to apply for each week, how many potential employers he has to visit, etc. So if he is not going to go back to work, there doesn't seem much point in doing that. It might just be simpler for you to claim.

see if DH is eligable for incapacity benifits as well - not sure on the crieteria (sp) thou for that.