Meet the Other Phone. Protection built in.

Meet the Other Phone.
Protection built in.

Buy now

Please or to access all these features

Money matters

Find financial and money-saving discussions including debt and pension chat on our Money forum. If you're looking for ways to make your money to go further, sign up to our Moneysaver emails here.

Buying house off MIL - How much longer?

10 replies

julezboo · 23/11/2006 11:52

Hi there

Looking for some advice really. MIL moved out in Aug, we moved in July. Started applying for our mortgage then through our financial adviser who was reccomended by mil's solicitor.

Mortgage is ready we are just awaiting all the searches now. MIL's solicitor is our solicitor too, we are buying the house for £19k less than its worth . Just got enough to pay off what was left of MIL's mortgage so solicitor is calling this £19k a gift.

Had the enviromental search through this morning and it passed. Never bought a house before. How much longer do you think it will all take? Any chance it will be ready before christmas lol or am I dreaming? I so desperately want to get the place signed over and stop paying MIL's extremely high mortgage payment each month, we are struggling with it and Ours will be £100 less!

thanks in advance!

OP posts:
Tinker · 23/11/2006 13:15

Ha ha ha ha ha ha ha! Sorry, not laughing at you, just am in the middle of that crazy limbo of buying and selling a house. What do solicitors do all day?

Offer on my house accepted early August - buyers solicitor still asking questions. Offer accepted on house we're buying early Sept - their solicitors have only just sent some crucial documents to our solicitors.

Have heard it can be done much, much quicker than this but have yet to meet a real life person who has experienced that.

Kittypickle · 23/11/2006 13:21

You need to ask the solicitor to chase the searches. I have found that if you let house buying take its course it goes on and on forever. Ring the solicitor up and ask them exactly what is outstanding now, that you want this to be sorted out now before Christmas as each month is costing you extra and that you would like them to get this sorted as soon as possible.

Tinker · 23/11/2006 13:23

Agree. We ring/email our solicitor virtually every day - god knows how slow it would have been if we hadn't done that.

prufrock · 23/11/2006 13:23

Once all the searches are completed it should be able to be done in a matter of days - get tough with the solicitor and ask him to explain exactly what steps need to be taken before completion and when they will be done - remember you and MIL are paying him to do this.

KTeepee · 23/11/2006 13:25

I managed to get both my house purchases done fairly quickly - but only because I phoned the solicitors almost every day. A lot of the time I felt I was actually doing the work for them... but it was worth it to get a fairly quick completion.

LIZS · 23/11/2006 13:26

Isn't there more than one type of search though ? Think there may also be a planning one via local council to come perhaps?

Tinker · 23/11/2006 13:30

Yes, would seriously look at doing as much of the conveyancing myself if I ever moved house again. There's about half a dozen searches, I think and they come back in dribs and drabs.

julezboo · 23/11/2006 13:36

Thanks girls

It just seems to be dragging out an awful long time, there was a bit of a mix up to start off with, but DP does ring them every two days or so to see how its coming along. I may start emailing them daily now too!

You'd think it would be a hell of alot quicker seen as shes representing both parties wouldnt you? Can answer her own bloody questions!!

OP posts:
Tinker · 23/11/2006 13:38

LOL about answering her own questions. She'll still have to put them in the post to herself though and then take a day to open said post

MrsSchadenfreude · 24/11/2006 22:59

I misread this as "Bumping off MIL - how much?"

New posts on this thread. Refresh page