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If you live by the sea/water whos your house insurance with?

6 replies

xena · 08/11/2006 18:28

These are the conditions that our company follows and we are ruled out on a quite a few!

Please read through the following statements to ensure you meet our online acceptance critera.
The property is your main residence, is occupied only by you and your family and not unoccupied for more than 60 consecutive days. It is self contained and lockable and is normally occupied at night.
The property is free from signs of subsidence, heave & landslip and has not been underpinned.
The property is not affected by flooding and not within ¼ mile of a cliff, quarry, sea, river or other watercourse or excavation.
The property is in good repair and will remain in good repair, is not due for demolition, or undergoing renovation.
The property is not used for any business purposes (including any communal access from business premises) other than clerical work. There are no business visitors to the property.
The property is built of brick or stone with a slate or tiled roof and is not listed and the roof is not more than 50% flat or felt.
There are no trees over 5 metres in height within 7 metres of the property.
No resident has been declined or refused insurance, had special terms imposed or had an insurance policy cancelled.
No resident has been declared bankrupt or had any criminal convictions or official caution and does not have any pending prosecutions.

OP posts:
lulumama · 08/11/2006 18:40

Hiscox.....previously with Zurich...

xena · 08/11/2006 19:35

Thanks I wonder if I can get them online

OP posts:
UCM · 08/11/2006 20:08

I am about 20m from the sea and am insured with Direct Line.

xena · 08/11/2006 20:23

thanks ucm just checked them and their quote was good £428 pa so i'm pleased

OP posts:
UCM · 08/11/2006 20:34


nikkie · 10/11/2006 19:26

LLoyds TSB we are around 30m from the sea

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