Inheritance and Care Allowance

[OffTheBackOfALaurie]

My Mum is 84 and frail. She and my father live on state pension and a small annuity to my Dad which will not continue should he did first. No remaining savings to speak of.
They own their house but I worry that it needs work and at any moment they need new boiler, re-wiring etc
My Mum gets an allowance each week , I think it is called care allowance, which she spends on a carer who helps her shower , dress, do her feet etc.
Her sibling has died and left her £20k,
Will this inheritance mean the end of her care allowance?
I am wondering how to advise her how to make the best use of the money: I imagine they both could need significant care/ to go into a home. Or get more care at home.

I think the care allowance may be referring to Attendance Allowance? If so this is not means tested so it would not be affected by inheritance. State pension is also not means tested and wouldn't be affected either. So I don't think she needs to be worried about her current income being affected.

However, it might be worth getting a benefits check for your parents, as they could be entitled to pension credit on top of their current income. There is a premium on this because of her attendance allowance. But it's means-tested against a couple's income, so it would depend how much the annuity is. Age UK can make home visits and talk them through their options, and give advice on care options as well. They may be eligible for help with their boiler and wiring as well.

Thank you, PebblePath, that's really helpful.
Yes, it is Attendance Allowance.
My father has had a stroke, and I suspect he may be entitled to Attendance Allowance, too. I'll ask about an AgeUK visit, that's a great tip.