Student loan deferment limit and child benefit

[PrincessPilolevuofTONGA]

Hello

I've emailed erudio but no response as yet

Including child benefit my income is about £100 over the threshold to defer

If we included the child benefit as part of my husbands income then I'd be able to defer again

Starting repayments will cause us real hardship. I don't have £130 a month to spare. I just don't.

Does anyone know if I HAVE to include the child benefit as my income?

Thanks

Mine cb is paid into our joint account therefore my husband's income too. It was registered by him so maybe transfer it.

I don't include CB in my income. I've actually never thought about it. I just send them three payslips every year and get deferred. Are you really meant to declare it?

Guess you could put it in your Dh's name.

It goes into our joint account. The form specifically mentions cb in that there's a box to tick

It just seems a bit wrong. We could be earning the same but only I'd have to start repayments

I have a vague memory that cb is always paid to the mother (where there is one). Is that not right?

No. You can elect who receives it.

Excellent. Then I shall

Thank you, that would really save our bacon

Child benefit doesn't count in their calculations anyway.

It does RedHelen it is explicitly included under income. Perhaps you have a different sort of loan

Mine's from the late 90s and got sold to a Erudio last year

Child benefit was definitely on my Eurido form, my loans are early 90's but they class CB as income.