HMRC have opened an investigation and I cant prove ex doesnt live here ??

[Throughthestorm]

Right my ex husband of over 25 years moved out over a year ago.
I cant claim for much because my childcare is a nanny and I couldn't lose her when 4 dc had already been through so much.
Anyway I get about £80 a week .
HMRC have written saying they have linked ex dh to this address still.
Apparently he may have applied for something and put this down as his address ?
What upsets me is that he doesn't even bother coming to see his 4 x dc never mind live here !
Anyway im in trouble because I really cant prove he doesn't live here .
He is still on the mortgage .
He refused 4 times to sign the form I got from NatWest removing himself from our joint bank accounts.
I pleaded with him to do this because it would have meant me opening new ones, telling work and god knows how many direct debits ect . I know it doesn't take long but honestly being on my own with 4 children , working and him doing absolutely nothing to help in any way I really don't have time.
He hasn't told ANYONE he is living miles away at his parents.
He hasn't had his mail redirected- I now put in back in the postbox with return to sender not lived here for a year ( I was actually keeping it all and then tying it in a goddamn ribbon for him when he called to collect it ! )
He hasn't registered at a local dentist or doctor.
My car is in his name .
He refused to let me have my own car insurance so when I went to renew in my name it was extortionate - only to find hed renewed it anyway in his name !
Our house insurance is even in his name .
He hasn't told his cc company and bills are online anyway.
I told the council for my reduction and the water board but how else can I prove he is completely absent !
He wont discuss anything remotely grown up just keeps saying hes busy so he wont help me .
Is there anything I can do ?
They have said to call them back with his full address ( I didn't have the postcode ) and that if they can link him to his new address at his parents they will close the case. I know they wont be able to link him because I know him and he wont have done anything !
Any ideas please ?

m.royalmail.com/mt/www.royalmail.com/find-a-postcode
This might help you find the postcode.
You need to start cutting ties.
Council tax doesn't really prove absence but your discount lertter etc might help as the water discount.
Your car insurance could be void, if your the 2nd driver.
Open new accounts. He can still have access to joint sort,then he spends your money and your screwed there. Its a pain but banks will do it all for you now.
If you have cc bills of his,phone them and tell them he's moved and where to.
Create the links yourself.

If he is your ex husband, show them the decree absolute.

Sorry pressed send too soon. Your divorce agreement should stipulate what happens with the assets of the marriage. If you are not divorced yet, it is going to need to be done. Stressful, but necessary.

Good advice above. Also you can write a witness statement with numbered paragraphs and attachments setting out what happened when - stick to facts not emotions. Set out a timeline of dates. Attach as much evidence you can of when he moved out. You could also include photos you take of him leaving his new address as attachments to the statement.

You could also pay a private investigator to follow him for a few days (perfectly lawful) and produce a signed statement. You could obtain statements from his family as to the fact he is living there.

Are HMRC claiming against you eg for refund of tax credits?

Sorry no advice, yes to everything Annie says, especially your car insurance. It may be invalid/considered insurance fraud if you are the main driver of the car but not the main driver on the policy.

Hi, immediate and strong advice..... I gather you are divorced,, anyway, DISCONNECT yourself from him ASAP. He has done a runner, accept it. No need to plea him, be strong.
Linerunner has advised you to show your Decree Absolute,also
Please write a letter to HMRC to say the date, the time he left and also state that he lives with his parents. I also gather you would know his parents address, give it to HMRC. Open a new account IN YOUR NAME. He is hell of a clever man, he's brought you down to our knees, NO he can't do that. Done is done, very hard I KNOW, I have been there done that. Do not worry my dear.
He hasn't redirected his mails, YOU do not need to collect it, bin them unless they are from the Mortgage lender. Apply for H/B AND WRITE to them, do not talk over the phone and think you have dealt with it. By writing to them you can buy time.

also, ring car insurance, tell them you haven't driven the car, so in case he makes a driving offence , you are covered.

your EX is saying he is busy, so you have his number, whatever that number is give it to the people concerned. Babes, he is a bully, he cannot do this to you, stand up for yourself, you will hate me for this BUT " You can't go OVER it, you can't go UNDER it, You have to go THROUGH it"
All the best. Raani xxxx

I had this from HMRC probably 12 months ago and XH had been gone for over 18 months by then. I sent them a copy of the Decree Absolute, and I also sent screenshots of texts from the day he walked out. I also sent the council tax bill. They closed the case.

Send them as much info as you can, including any copies of relevant emails where you have asked him to redirect his mail/remove his name from the bank account etc. Find the postcode and send HMRC the address of his parents.

If you are not divorced, then look into legal separatation.

It is probably because he is still on the mortgage, that is what triggered my investigation. XH is not on there now, but in some cases the XH will stay on the mortgage until the youngest child reaches 18, so HMRC cannot just assume that he lives there because he is on the mortgage!

Most banks, when you open a new account with them have a service whereby they sort all the direct debits for you. It's supposed to be painless, you can do it online. They send the forms, you sign them and send them back. You don't even have to go into a branch.
Then empty the joint account.