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Original poster

Tax credit overpayment help!

6 replies

cakey87 · 14/04/2015 12:12

Hi everyone

Hoping for some advice!

I changed job mid year 2014 and dropped salary by £8k (£6k if including tc disregard) they wouldn't adjust my payments as have to wait until end of tax year which was fine but I would have expected an increase this tax year.

My childcare has dropped so knew that would reflect my claim but I estimated I would get roughly the same about £600 a month well they have apparently overpaid me £2k and are now taking £160 per month from my new award Sad

This is a lot of money for me as a single parent earning around £800 a month wages with childcare to pay, they have put a request in to reduce the overpayment but said it can take 6 weeks and isn't definite.

Does anyone have experience of this and do you think I should ring the overpayment helpline? Luckily I have a credit card that will help with daily expenses this month but I need to get something sorted.

Thanks for reading and sorry if it makes no sense quickly typing on my lunch!

OP posts:
NataliaBaker · 14/04/2015 12:13

I'd ring. My overpayment was a lot smaller (£500) but I rang them and explained the financial situation this end and they agreed to me paying £5 a month for a while.

Original poster
cakey87 · 14/04/2015 13:13

Thank you for this, did you ring the overpayment line?

OP posts:
NataliaBaker · 14/04/2015 14:10

I honestly can't remember which number it was, but it was on the letter telling me about the overpayment. Definitely worth calling! Fingers crossed for you :)

Original poster
cakey87 · 14/04/2015 14:46

Thanks very much will give it a try as the normal helpline wasn't very helpful at all! Hmm

OP posts:
outnumberedbyboyz · 15/04/2015 11:22

Christ that's a lot!! I'm in a similar situation with approx. 3.5k debt so your story fills with with dred. They've not told me how much to repay yet but I too am a lone parent. Wages are £500 p/m if they try to slap me with £200 odd a month I wouldn't survive. I too will be phoning the overpayments line to negotiate a £5 p/m deal for as long as possible!

morethanpotatoprints · 15/04/2015 11:30

Hello, when we have had any overpayments there has been a line on the award notice or letter taht says to call them if you can't afford to pay the amount back again.
They will ask for a statement of your income and outgoings and readjust to a smaller figure. Its a form where you put in council tax, water, rent/mortgage, etc.
I know its easy to say don't worry but they will sort it out, you can't pay what you haven't got.

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