What financial affairs should I have in place aged mid-30's

[ChiChiRaRa]

I'm starting to look seriously at putting in place various financial other affairs such as ISAa for savings, a will etc. I am meeting an IFA on Sunday and have a list that I want to cover:

Isa for us & child Isa
Life Insurance / disability cover
Pension
Property investment
Will - looking at that with a separate company

Married with one child & hoping to have another. No clue on any of these sorts of matters! Anything else you can suggest I might add to my list to consider having in place at this stage in my life? Thanks

Personally I think there's too much pressure on what you should have by what age now.
In real terms for you, what can you afford in savings etc.
I'm 48, married (#2) .
Our investments are,
we've nearly paid for our house, and will save the mortgage payments when its finished.
we have pensions, enough for the same living as now and enough ni contributions for old age, if its still going.
We have minimal savings (isa) we spend it on holidays.
We have a will.
Ds (16) has a small savings account for a car next year.
I feel comfortable with these things.

What do you want to achieve? And not what statistics say you should have.

Will and letter of wishes
Power of Attorney in case of incapacity
Life insurance
Critical illness cover
Income protection
Balance between:
Pension (tax relief on way in = 25% uplift or more straight away)
ISA (no tax on the way out)
Sinking fund for emergencies (including some funds to retrain/career develop depending what industry you are in)
Don't forget to plan around any inheritances you might receive, but don't count chickens.

Get some chickens....!!