Hi
I have received the dreaded tax credits check letter - they want me to verify my childcare payments. This isn't a problem, and the actual amount is pretty much in line with my predictions. With income, I'm expecting my annual review to say £0 for the childcare element. The estimate was about £150 for the whole year.
I mentioned this check to my child-minder in case I need an extra copy of her registration docs (we've been using her for years).
This lead to a confession that her registration lapsed a just before Xmas.
She's in the process of re-registering and the lapse arose around the time of huge family stresses.
I have no concerns over her ability to care for my kids.
The problem...............
1, If I send in my review with all my payments for the year, although I didn't know it until a couple of days ago, some of these will be unregistered childcare.
- If I miss off these payments, although my entitlement will be the same (i.e. £0) my costs will be under my estimate for the year and I could be fined for not telling them of a change (that I didn't know about).
- If I explain everything I have written here, I could land the child-minder in deep water.
What should I do?????