Hiya,
In August we were adviced by our bank to suspend our direct debits from the 20th to the end of the month as they were charging us for them not going out (as we had a bad month).
I was told that from the start of september, everything will go out as normal, as they have not stopped anything.
So, in September (at the end of the month), we recieved loads of letters stating we needed to pay these bills urgently, so i went to the bank to find out why the companies didn't take their money, to which we were informed "somebody in their call centre has canceled all out direct debits" and that they will sort it out.
Everythings ok, but for some reason our mortgage company didn't take theirs (for reasons we do not know), and they are now asking for two months together (don't how how they are going to get it!).
So, I thought banks can't just cancel direct debits without our permission.
Is it worth complaining? what else can we do about it?