what is your disposable income?

[proudmummywife]

Hi all I'm new to this.. my husband and I earn £4500 month but have £2400 going out it's rediculous. Leaves us with £2100 to pay sch dinners petrol food shop bills and general living. I was wondering how much do you have left after household bills are out? I'd like to see how we stand ffinancially as we are about to sign for new mortgage (included in total outgoings above)

Oh and we get no child benefit as including car allowance DH earns just over £60k. We don't get £3.5k net each month though as a PP mentioned, after student loan payments and other deductions we get around £2.7k.

it's not what you've got coming in but going out. We don't earn much about 30K per annum between us but our outgoings are small. Our mortgage is small (only 150 pm). We live in a cheap part of the Uk but wages are also low. I could earn 40K in London but wouldn't wnat the stress.

About 450. I work my partner doesn't. We dont have children

Thank you everyone for your posts.

Enough to enjoy life. I consider myself most fortunate considering many people work hard as hell for NHS, in education, police, firefighting etc and can barely make ends meet yet are so crucial to society.

It matters not a jot what my household income is as my outgoings are large too (or were- just paid off fat mortgage), ie: private school fees.
You can't compare your life in for example Hull with mine in Central London. You could earn a fraction of what we do yet have much much lower financial demands... Not sure I've articulated that well.

Unidentified I understand what you mean I never took that into consideration so I suppose I am fortunate I don't live in London or anywhere that expensive