Yes I am that old! Was notified last Feb that I could now claim my state pension, but chose to defer it to try and save it for a year to get a lump sum. One of my trio will be leaving home on March 15th to join the Army, is going to Harrogate Army Foundation College. I am assuming I will therefore lose his child benefit and tax credit, although it is a college he will be getting paid. Also assume that when I claim my pension which I will have to in March it will be classed as my personal income to be declared, I don`t have anything else just my housekeeping. I will have to phone I suppose, but just wondered if any of you lovely Mumsnetters knew about these things, probably not many out there who get state pension and still get child benefit! Thank you. x