Meet the Other Phone. Protection built in.

Meet the Other Phone.
Protection built in.

Buy now

Please or to access all these features

Money matters

Find financial and money-saving discussions including debt and pension chat on our Money forum. If you're looking for ways to make your money to go further, sign up to our Moneysaver emails here.

divorce - housewife

3 replies

dolly2009 · 19/01/2015 11:33

Hi

I've been married for seven and a half years and have two boys 2 and 4 years old.

I'm a full-time housewife and gave up work to look after the kids full time as soon as i had my first, which is fine its what we agreed. Its a bit of a struggle financially (we have no debts and never borrow money apart from our mortgage which is why i think we struggle!) but we think as a couple that this was the best thing to do for our kids, i understand that we are lucky enough to be able to do this, although it is a struggle when most families both parents HAVE to work...

Anyway im not going to go into all the ins and outs of why im thinking divorce, i just want to know if anyone out there would know where id stand financially with things if we were to go down this route...what would happen to the house? and also because i haven't been working im worried as i haven't been paying into a pension plan. My husband is on a really good plan at work so when i finished employment i stopped paying into mine. He's on a high salary and we have a mortgage on a house which we moved into a year ago. Before i had the kids i'd pay half towards our previous mortgage and all bills.

He said that i'd have to leave, but there's no way id ever leave my kids and id want to sort this out as amicably for them as possible even if he is being a d**k about it but im worried that id be left homeless and with no money....

may i also just add that although i am a housewife...i am actually that..i work really hard and literally do EVERYTHING around the house including DIY. Housewives get a bad rap these days ..people think we go out for coffee all the time, go get our nails done and shop all day...but i actually work really, really hard. Dont want people to assume im a money grabber that doesn't do anything.

any advice please?

Thanks

OP posts:
TarquinMoriartyGruntfuttockII · 19/01/2015 18:10

Bump!

whattodoforthebest2 · 19/01/2015 18:35

If you're trying to do it amicably, then perhaps try mediation first and see if you can reach an agreement.

Also have a free half hour appointment with a solicitor to get an idea of a good starting point for negotiation. If you have been a SAHM for 4 years, he should provide a home for you and your DC, with minimal disruption to them, although you will probably have to find work and it may be that the house needs to be sold to provide homes for each of you with enough space for the DC to stay at his half the time (or whatever you agree). You should be entitled to half his pension fund and half of the assets that have been accumulated during the marriage.

Kemp12 · 20/01/2015 21:10

Hi, You have been running that house and looking after the children, so this is your contribution. CAB are very informative, the mimum you are entitled to is 50/50.
Do what is best for you

Good luck

Karen

New posts on this thread. Refresh page