Would you be bothered if your DP wasn't fussed about paying into a work pension?

[hawleybits]

DP and I have been together for over a year and do not live together, although have talked about a possible future. We've never been nosey regarding one another's finances and he's always seemed fairly responsible where money is concerned.

It's recently come to light, he is opting out of his company (contributory) pension scheme as he says he can't worry about paying into a private pension and needs all his wages to survive - he does have two dc. I too have two dc and do a similar job, earning a smaller salary but still pay into a pension.

I'm beginning to feel a bit uneasy about all this. It's none of my business now but could be in the future.

How would you feel about it? Is it a concern or should I accept his view? He doesn't have any sort of pension.

He's in his forties BTW so not young in terms of thinking ahead.

The nice thing with covenanted woodland (ie that can never be built on) is that its around £2000 an acre in England.
You can get return in firewood, charcoal, coppice products, building timber : which turns about 3-4% a year
AND
you can camp on it for up to 30 days a year
AND
by ensuring good plant cover you are helping to ameliorate climate change that will trash the lives of our kids otherwise

I'm just waiting for the right plot to come up for sale

Thanks elephants for explaining.

We aren't related are we?

TalkinPeace - The thing I don't like about land is it is not liquid. It cannot be moved. It is subject to the whims of the governments of the day, and you pick up the tab for any fly tipping that occurs. A lorry load of asbestos dumped by a cowboy builder would wipe out many acres of investment capital in a single act. But I like the idea and have looked at it myself. I lean more towards commercial property myself if I want to be in property right now, but for now I prefer gold. The fundamentals are solid and it is the easiest commodity on the planet to shift when you want to liquidate your holdings.

PossumPoo - Personally I favour silver, despite the 20% vat. It has far more upside potential. But here in the UK you are not allowed to hold physical silver in a pension portfolio, so I'm stuck with gold.

Elephantspoo to me it looks like you don't understand how collective investments work. How does a 50% fall in the stock market mean you have lost your money? If you think my question is bonkers, it proves my point.