we've been overpaid and when i appealed they stated "we should have known we had recieved too much"....last week they suspended our award...witheld the whole months payment...lot of money- 3 of us disabled ...then reactivated our award- and reduced all further payments by £200 a month till april...no help ref the fact that they paid me NOTHING this month.
I cannot begin to tell you how sick i feel...
apparently our only hope is to get a CD they can provide with all calls i made to them recorded- in which i PROVE that at all times i checked and explained and whatever else i was 'reasonably expected to do' to get correct payments.
Unfortunately...we could all do with being trained to understand the way it all works...as even when they make a mistake...they still pin it on us cos "we should have known it was too much"
and another niggle i have is that when you have disabilities included in the award...you do get more money...so how am i supposed to know what i should have got???
I know no other family where the husband earns what my husband does and where the mum is on Incapacity benefit and DLA, and 2 of the 3 kids are autistic - also recieving DLA....and i cannot talk openly to any family or friends cos- they just see us as 'suviving on benefits'....
I don't want to post figures- but our tax credits pay our mortgage and most of the food- and if i was 'only' recieving say £300...i'd go to the papers about this...but cos our tax credits are significantly higher than that i feell 'shamed' into keeping quiet.
Last november they sent us a total of £3000 in one month!!!!!!! When i queried it they said it was backdated for a year and reffered to the disablity benefits for all 3 of us....yet £2400 of that they are now reclaimiing. Despite me querying it- i am still in the wtrong- i 'should have known'...well i did, i did check...i was told it was correct...we spent it.
my advice is to never spend any lump sums they send you....and in my case from here on...i am only using £300 of the money...and the rest can be looked after by my dad...wher i cannot spend it...ready to repay them,....as i cannot ever trust any money is mine ever again.
Also i will from now on photocopy all i send them...and send it in duplicate---2 separate envelops....as then they really cannot say i have not returned forms. oh- and always pay £4+ to send it bySpecial Delivery!
I feel now that we are penalised for being in receipot of benefits....as before then...we had a srtraightforward tax credit payments...only had hassle since DLA awarded.