I have sold a number of items on EBay and also bought a few (feedback score of 23 - so not a big user). When selling I request PayPal but in the last few weeks 4 out of 6 buyers have paid using a credit or debit card through PayPal. When I get the email from them and view the transaction it tells me that I have to upgrade to a business account and pay a fee to accept the transaction. Since I am selling kids clothes and usually only getting £1.50 per item I don't want to give 40p of it to PayPal as it's a big percentage of the total sale.
I explain this to buyers and have put info on the listings to say no credit/debit cards but it's still a PITA for me and prob for buyers too. I'm waiting on two who paid immediately at the end of the auction a week ago and haven't got back to me since I refused their payment.
Does anyone know how I can stop people paying this way full stop? It really isnt worth me upgrading to business since with the PayPal cut and then EBays final listing value take I'd end up making tuppence.