Hi, just wondered what the score is here.
I had a credit card on 0% interest while I was on maternity leave because my ex s wage was unreliable. I bought food for the house, stuff for our child etc. nothing frivolous. When the 0% ran out I tried to transfer to a new card on another 0% but was refused so my ex took on a new credit card of 0% interest to pay off my card. It was in his sole name.
He left me for someone else a few months ago and he has been so vile with me and stopped communicating and I had no access to his credit card and he wouldn't tell me when the 0% was running out on it. I still had direct debit payments linked to his card as I was paying it off but only minimum payments.
He now informs me through solicitors letter that I am to clear the debt. The amount is much larger then what I believe it should be so I think he has been spending further on it or the 0% has run out and it's now accruing interest.
I'm not in a position to pay it all off. I'm raising our child with no maintenance from him and I have a mortgage to pay. I've offered to pay half of it as goodwill. But I just can not pay it all off.
Where do I stand with the fact he is letting interest accrue. I've told him he needs to move it to another 0% but he s refused saying it's my problem.
What are your thoughts? I'm terrified he ll rack the card up to extortionate amounts and try and come after me for it.