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Can I find out if my db is in more debt?

3 replies

Littleover · 21/05/2014 12:07

My db is self employed and lives with our parents. He has always kept their address for IR but he has floated around and lived with girlfriends over the last 15 years. He is rubbish with paying tax/bills and has only recently got a bank account. Three times in the last couple of months he has gone missing, not turning up at work and uncontactable. First time it was a tax bill that dated back to about 2007, my parents ended up paying it off for him, and the last time it was to clear his head as he has health problems. Not turned up to work today and he's not answering his phone to any of us. His boss and his gf know he is missing.

There's obviously more to this than he's letting on. How can I help them? I am not very clued up on this subject but I am worried that bailiffs will turn up to the house and frighten mum and dad. They have enough on their plate with their other houseguest (nan is in her 90's).
Any advice?

OP posts:
CogitoErgoSometimes · 21/05/2014 13:37

They're going to have to make sure that they are not linked with your DB financially. Have they run an Experian report, for example? If their home is his official address and they share a surname, it may show up if he has taken out loans etc. Certainly they should not pay off any more debts out of fear that they will be visited by bailiffs.

I'd have thought his health problems (mental health?) are more pressing however. Is he getting medical treatment? Have the police been advised that he is missing?

Littleover · 21/05/2014 14:26

Thanks Cogito, still no reply from him. I am sure there is some mental health issue going on, as far as we know he's not being treated for depression. He is happy with his current gf. He is a Walter Mitty type, a lovable guy with loads of mates but we see the side where as a family we find he tells us all different versions of the same event and often stories are exaggerated . He's asthmatic and hasn't been managing it well, causing him a few problems - nothing that can't be sorted by taking his inhalers when he needs to. A previous gf said that he's just opted out of growing up, going home to m & d when relationships get serious/difficult. He says he doesn't want the hassle sometimes. I sound unsympathetic but I really am not. I will speak to m & d about doing an Experian report when I get back from school run. Haven't told police, will speak to parents about that too. Cheers.

OP posts:
CogitoErgoSometimes · 21/05/2014 14:51

I think his previous g/f just about had the measure of him. Your parents deserve better quite honestly. How old is he?

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