DH and I both work in NHS. DH will be 55 in Sept and he is thinking about retiring. This is a change of plan and v much a response to how bad things are. We could do with some independent advice about the pension scheme - tax implications, effect of deferring it if DH finds part-time work for a few years, effects of commuting part of it, etc.
HR haven't been v helpful and the organisation aren't running any prep for retirement courses that cover these issues.
Can anyone recommend a 'specialist' financial adviser in East Midlands - or info on internet beyond NHSBSA stuff.
TIA