Q about cheques

[WeeClype]

I gave my DS a cheque to cover his lunch money, it went missing at school. Either it's fallen out his bag or another child has taken it.

Should I be concerned that there is a cheque lost/stolen out there since it has my account details are on it?

Thanks

Cancel the cheque/inform the bank. write a new one. Inform the school its lost in case it turns up and not for them to process it.

I'm going to phone the school tomorrow incase it was found and handed in but I just don't like knowing there is a cheque missing with my account number and sort code on it

Nothing can be done with just your account number and sort code. They're on cheques and cards because they're useless on their own.

It costs about £20 to cancel a cheque. If the amount is insignificant to you, then I'd risk it not being cashed (after all, only the school could cash it and they'd surely refund if you showed your bank statement to show double payment?). If it is a lot or you would worry, then peace of mind is worth the £20.

Ah thanks that's what I wanted to hear! I had images of kids buying games online

No it was only £20 so it won't matter if it does turn up and cashed in by the school.

lost cheques are normally stopped by the bank free of charge so ring and stop it.

It's ok the school phoned me to say it had been found so it just means I won't have to top up the lunch money for a while as my DS has payed in 2 cheques now.