We are house hunting at the moment so could be applying for a mortgage hopefully in the next few months...
Ordered our £2 credit checks expecting them both to be fine. Virgin b**tsrd Media have put that we paid a month late for one payment! This is wrong - we called to cancel our contract when we moved into rented and sold our house, they confirmed it was fine to cancel our direct debit ad we were actually due a refund. So we did, but then received a bill for £48, which we instantly paid. But they've put this £48 down as being paid latd (presumably because we cancelled the DD).
Argh!! We can't speak to the right department at Virgin until Monday, but worst case scenario if they refuse to change it what will that mean for our chances of getting our mortgage? We have a large deposit and aren't going to borrow the full amount we could based on earnings.