Has anyone pre paid for their funeral?

[triplets]

Grim thought I know, but its playing on my mind. Being much much older parents of 16 yr old triplets I worry about finding the money to pay for our funerals. Our three are too young to have the worry of it, and God knows when they will be earning any money anyway! I would rather be putting money away for a lovely holiday, but I do feel its my responsibility to not leave this for other people to worry about. Its such a taboo subject, a lot of my friends say to just enjoy life now. My kids are still young, we are not. Would be interested in your views. We neither of us have life policies, again something I keep meaning to do but haven`t got round to it. My dh also has had cancer for the last 6 years but once again is in remission. Thank you.

there is less chance of a family fallout if everyone knows the day was planned by the deceased and you are just following their wishes

This is very true. When emotions are already heightened through grief, it is very common for families to fall-out over wording on gravestones, burial vs cremation etc.

Hi Triplets
Sorry for all of you that have experienced loss.

I have recently found out the only thing a bank will hand over any money for before probate is granted is funeral expenses.

I took the bill for my FIL funeral to the bank and they paid the funeral director directly. The bank also credited my bank account with a payment for the funeral deposit which I had paid by cheque direct to the funeral director. All I had to do was hand over the receipt from the funeral director and provide my bank details.

The bill was paid shortly after the funeral last March and probate was not granted until November.

They will not hand over money for a wake unless it is incurred through the funeral directors. For example we could have had tea and cakes etc at the funeral home and then it would have been part of the bill but we chose to go to a local pubs function room instead and stood to the bill ourselves and then claimed from the estate after probabte was granted.

I have also done a plan and most people know what I want to happen, I shall be buried with my son in a shared plot at our local church. I can see a theme emerging here can't you Mumsnetters.

xxx

I can pay for my funeral through work, I would also get a large discount.

If I pay now when im in my 30s will the whole thing still be paid for if I die in say 40 years time? because obviously everything would have gone up in price.

Hello Charleymouse, I too will be with my darling Mathew xx
How are you Charley?
The plan I have looked at seems solid, pay £3600 now or over 12 months with no interest, that's it, fixed for the rest of my life. My lovely Mum died in 2012 an her funeral cost us over £5000, we already owned the plot and had a headstone as my Dad died in 2000. I just want peace of mind as my children are so young an we are not! Its like making a will, once its done you can put it away and forget about it! Its quite comforting too to know it will be as you want, your music etc.

I have left my body and brain to medical science, as I do not wish to have a funeral. I know this may not be for everyone, but I am an atheist and regard this as useful and practical, both financially and in terms of medical research/training. My estate is bequeathed to a local hospice and I would rather it had the money than an undertaker.