Mortgage for non-permanent contract

[biscuitdunkerette]

Nationwide won't take my earnings into account for a mortgage calculation as I'm 6 months through a 12 month contract (though v likely to be extended).

They did say they were cautious lenders and that there were others around who would count in my earnings. Any recommendation/ones to avoid. It crossed my mind to fib but not sure I'd sleep at night.

You can do it but only if you can show a track record of your contract being renewed and you would have to show this over a number of years
2 colleagues of mine did this and they got mortgages after 3-4 years
I mean to say they do want to lend money but you have to show you are able to pay it back

If you can get to 4 years of fixed term contract renewals, you automatically become a permanent employee in the eyes of the law. So at that point it would cease to be an issue. I realise that's a while off - I'm currently in the same position and every renewal is one step closer to that mortgage offer!