I contacted my car insurers today to advise them of my new address which is 3.95 miles away from my old address. It takes 12 minutes to drive it. I was charged £43.29 for changing my address (and a £12 administration fee). I had to pay because of “the ratio between the types of and number of claims between the different postcode areas”. Clearly in my new postcode area people are crashing their vehicles into each other, vandalising and stealing cars constantly. All this was going on just a 12 minute drive from me. What a fool I have been not to notice. They said if I wanted to cancel the insurance [‘cause they could tell I was somewhat aggrieved] that would cost me £50. AIBU in feeling I have been robbed? How can they justify that? I have written to customer services asking them to explain and justify it to me. When I took out the policy I’d felt the premium was very reasonable, making me think there were advantages after all in being considered of a “grown up” age and eligible to use this particular company. How wrong I was. Thank you for listening to my rant. I had to get it off my chest.