PPI Confusion

[Casperthefriendlyspook]

I wonder if anyone can advise here, please? I've googled, and can't seem to find info.....

I have been sent a couple of letters to make a claim from the lender I had PPI with on a previous car loan. I made a claim on the policy, however, when I was made redundant due to ill health. I assume I can't make a claim for it being 'mis-sold' in this case. They have now written to me twice, and called two or three times. I am wary of just making a claim, as they paid off almost £8k of the loan, and I don't want to be liable for it! I'm very confused.... :)

Thanks

Who is sending you letters/phoning? Unless it's your lender Id ignore, if you think you have a claim have a look on the Martin Lewis site for advice/letter templates/etc...don't pay a fee to random companies claiming to act on your behalf...

I get regular correspondence about my PPI stuff
except that I've had no debt for 15 years so I know they are ALL scams

If you successfully used the PPI to make a claim, evidently it wasn't missold. Ignore the letters therefore. I think companies are just getting hold of mailing lists of anyone who had a loan and taking a chance. Like a PP I've also had correspondence about PPI despite having never taken it out in my life.

Sorry - it's from my lender. (Nationwide) I did think if I'd claimed, then it wasn't mis-sold, but they're continuing to send me letters and forms. Very confusing...

Then it's probably worth a phone-call. The definition of mis-selling included selling policies to people who couldn't claim (not applicable in your case) but it also covered the situation where customers were given the idea they had no choice but to take out the policy. So you might qualify under that definition.