DH has a poor credit rating from having 6 weeks between pay days when getting a new job.
Everything is due to be paid off by Jan 1st 2015 except for 1 loan that has no arrears or defaults. That loan ends March 2015.
We need to buy a new house as ours is too small and I was wondering how long it takes for the credit rating to be better?
I had a quick google but found conflicting answers. Some said 30 days, 6 months, a year etc
Does anyone know or have a rough idea?
Thanks.