Right, I have, since I was 16, had a phone that's been on contract. Contract is in my mum's name, because obviously I was too young to take one out.
Have had a little issue with the phone, tried to get it sorted today in store. "Sorry, can't help you. Your mum isn't here."
This is annoying. I'm 24 years old, and would really like to get the next contract in my own name.
However, I don't know if I'll be accepted, and would rather not try because I know a fail will put a big mark on my credit rating. Which, I believe, is non existent. The only thing I've had, is a pay monthly gym membership on direct debit. I pay no household bills as I am still living at home for various reasons, but pay board each month.
Is there a way, that won't show on a check, for me to see how likely I am to get a contract?
Also, what's a good way to boost my credit score? I would eventually like to leave home, and get my own place, but no credit history = no mortgage so I'm stuck again.
It just goes round in a circle!