To cut a long story short I have separated from Husband of 19 yrs in September, me and 2 teenage kids have moved into rented property so not living in the family home. Husband is an alcoholic and has been on ESA for two years (he is still living in the house but only gives me £150pm towards mortgage and the bills), we did have mortgage protection but this only ran for 12 months, had a arrangement in place with Woolwich to pay interest only for 12 months but this has now finished and they won't extend it. The house has been up for sale since July but still not sold, I have now received a letter from Woolwich telling me they are starting repossession proceedings. Can I do anything to stall them to give me time to sell the house, we have about 90K equity after mortgage is settled but about 50K debts, I was hoping to settle all the debts and make a clean break with the proceeds of the sale. Had an appointment at CA on Monday but the lady was off sick so still waiting for them to get back in touch to rearrange. Just feel that life is one slap in the face after another at the moment and keep bursting into tears, please any advice you can give.