Me and DP have been together 2 years, when we first got together he had recently split up with his ex. They had a few debts from bills and rent they needed to pay for their flat till the end of their tenancy (although neither was living in the flat... don't ask). In order to make sure the debts were paid fairly they set up a joint account and each put the same amount in each month and the debt was paid off monthly from there. The debt was paid off within 6 months of me and DP being together and then I thought nothing of it. Fast forward, 6 years, a house move, engagement and a baby later and it's bothering me it's there.
DP has tried 3 times to close the account and the bank keep saying he can't close it unless both him and his ex go in TOGETHER in person. Lets bear in mind this girl is highly resentful toward the fact he moved on and started a family with someone new. They met at uni and she still hasn't really grown up yet.
I was watching this morning the other week (still on maternity leave hah) and it was mentioned that having a joint bank account means your credit scores are linked?!?! So I am completely not OK with this now!
There's no money in the account, nothing going in and nothing going out and yet they still say they can't do it without his ex there! His ex lives 2 hours away now, and he has had no contact with her other than to ask about closing this account and for his TV back, she says he will have to travel to her, I can't help but think this will end in a wild goose chase, we don't actually know her address.
Surely there must be a way to close it without her! Especially if it will affect our new life together.
I hate bringing it up with DP because he feels really stupid for opening it in the first place and not sorting it out sooner.