Somebody has paid off my credit card?!?

[Creditcardproblem]

We've just received our credit card statement, and somebody has made a payment to it, which leaves the card over £1000 in credit . I've just checked all of our accounts to ensure that we've not done it by accident, but I'm fairly sure we haven't.

What happens next? Has anybody had this happen to them before?

I would tell them straight away.

I think all these banks, councils, tax credits office, etc. should have a set amount of time to correct their mistakes or they just have to eat the cost of their errors.

That might make them pay a little more attention.

All this 'Give it back' 3 years later is bullshit, IMO.

It's just too bad in the States after a certain amount of time.

I would have to ring up and find out whats happening because if it was me that had made the payment in error I would be sat in tears right now knowing that there is no way on this earth that I could afford to just lose that kind of money.

I once had 30K paid into my bank account by mistake!! Blimey the problems it caused me trying to get them to sort it was outragious. The bank even said for my honesty they would credit me £10 (wow!!) which never appeared. It really is worth checking statements every month.

But yes, tell them, they will have to know eventually so you might as well make it sooner than later.

did you hear any more about the money?

Well I'd call and ask the card company because some poor person is presumably being hit with charges because some numpty in some processing centre somewhere presumably miskeyed a digit.

I've just realised this is an old thread. Oh well!