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Original poster

Child tax credits and working tax credits

13 replies

afrikat · 31/07/2013 16:17

Hoping someone can help as despite lots of googling and reading the .gov website I am v confused as to what (if any) tax credits we will be entitled to.

Our first child is due in September, I will be taking 9 months off work - 6 months at full pay and 3 months on SMP.

I earn between 40-50k (exact amount depends on bonus but always less than 50) and my DH earns £25k. From looking at the .gov site it seems as long as neither of us earns above £50k we should be able to claim child tax credits but when I fill in the calculator it says we are not entitled to any.

Similar question re: working tax credits - I've been told when I am on SMP I should be able to claim something back but can't really find out if this is correct.

Can anyone help??

OP posts:
ValiumQueen · 31/07/2013 16:23

You would get a tax rebate, but would not qualify for anything from tax credits due to household income. The threshold has come down a lot and you will only have one child.

carrielou2007 · 31/07/2013 17:05

The tax credits cut off I think for one child (without disability) is £26k and working tax credits about £16-17k so no you would not be within the range. If you were just on SMP it may take your household income within the threshold perhaps.

Madamecastafiore · 31/07/2013 17:08

Am a little shocked that you are earning such a good household income between you and your husband and think you are entitled to anything to be honest.

ruddynorah · 31/07/2013 17:10

You won't get anything. You should be saving now to cover your shortfall.

PearlyWhites · 31/07/2013 18:57

None why would you firstly the count household not individual income and secondly cut off is 26k for one child. Thirdly why would you act so entitled on such a good income?
You are getting mixed up with child benefit.

PearlyWhites · 31/07/2013 18:58

Also no you won't get working tax credits either due to your dh income.

MirandaWest · 31/07/2013 19:03

I think you might be confusing tax credits with child benefit.

Original poster
afrikat · 31/07/2013 19:17

Ok thanks for the info. Sorry if the post came across as entitled - certainly wasn't meant to be just wanted to check what we are able to claim

OP posts:
PearlyWhites · 31/07/2013 20:07

Sorry op I was a bit harsh, congrats on your pregnancy.

Titsnteeth · 31/07/2013 20:20

You should be able to claim child benefit, it's about £17 a week for your first child.

ihearsounds · 31/07/2013 20:31

It's £20.30 child benefit for the first child. As long as your income doesn't exceed 50k

carrielou2007 · 31/07/2013 22:40

Ooh yes think it must be child benefit rather than tax credits.

Original poster
afrikat · 01/08/2013 07:15

Great thanks for helping clarify!

OP posts:
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