Cheapest/ Easiest way to sort maintenance

[Joy5]

I've been separated for 18 months plus, and divorced since Feb this year. Finances still not sorted, ex made a very poor offer last November, i rejected it then didn't hear anything until May, when he requested an exchange of financial documents (for the second time in a year). I agreed and submitted my forms, he sent poor photocopies of his that mostly couldn't be read. I then received 11 letters in under 14 days from his solicitor threatening court action and asking for further info which i duely submitted. Ex has done his best to cover his finances, denies having a car even though he has one, claims to have 'scrapped' the family car he left with, even though the DVLA website says its still on the road and other things.

Since then i've heard nothing. Got the feeling if ex is going to carry on paying the mortgage until youngest child is 18 then he won't want to pay to have a legal document drawn up.

Whats the cheapest way for me to make an offer that he might agree to, i'm struggling to pay my legal costs, can't really afford to pay to have an agreement drawn up, just want this sorting so we know we can stay in the family home for the next few years. Hopefully until the youngest son leaves FT education, by then i hope to have qualified to get a better paid job, and will be able to take over the mortgage.

Just don't know which way to turn to sort this out, solicitors just cost so much money, and i only earn £8,000 a year.

Sorry its so long too.

How much mortgage to you owe? Bear in mind that once your children leave there will be no tax credits, might be better to look at taking on the mortgage now while these still count if your ex is agreeable & him paying his 20% CSA (this will also get taken into consideration by a mortgage company.

Mortgage is enormous and not much equity, don't earn very much despite working extra hours and have bad credit rating, so can't remortgage.

I did try too but got turned down. Know we'll have to leave family home at some point, but hoping to re-train and get a much better paid job so can re-mortgage in future hopefully.

Just want the finances sorted, but can't afford to pay much, and hoping my exs share of his pension which will be transferred to me, will when i'm 55 give me some lump sum to use as a deposit to get another house.

Middle son is not currently studying/ working, he has aspergers, so i'm assuming he'll live with me in the long term, but ex won't have to pay to support him long term, so need a family size house.