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how far back do PPI claims go?

4 replies

ssd · 12/02/2013 21:11

any ideas?

OP posts:
CogitoErgoSometimes · 13/02/2013 06:43

I have heard anything from five to seven years. I think the smart thing to do would be to submit a claim anyway and see how far you get. Nothing to lose.

Rockchick1984 · 13/02/2013 08:58

The lender has to keep your paperwork for 6 years after the agreement ends, if it's longer than that you will have to prove the details yourself.

RandallPinkFloyd · 13/02/2013 09:22

Depends entirely on your bank.

The 6 year thing isn't actually true. The FSA only stipulate that banks retain your information for a reasonable length of time, most bans have decided on 6 years and the FSA are happy with that but it's not set in stone.

In fact you'll probably find most banks can go back further than that, anywhere up to 9-10 years isn't uncommon.

However, if you've got any evidence yourself they can use that even if they don't have anything at all.

ssd · 13/02/2013 16:29

can you claim PPI on a morgage? would it be addded to tthe morgage?

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