Just need to have a moan really. I'm a single mum working part time and I have absolutely no disposable income! nothing! All my money litterally goes on bills. With keeping on top of the normal bills in trying to pay off other debt, a very small amount compared to others but when everyone wants paying all at the same time it makes it harder to pay off. There's no way I can cut back. I don't smoke, go out, survive on one meal and a few snacks a day and its really getting me down now. I would give up my car but need it to get back and fourth work. If I wanted to cancel my tv package I'd have to pay what's left if the contract so can't do that.....I read an article in the daily mail the other week about a single mum of 2 that doesn't work but manages to save a ridiculous amount of money every month yet still maintains a high lifestyle...how? How do people do it?!