Good mortgage companies

[tinkerbellchelle]

We're buying a house from inlaws for 70k which is worth 180k. We want 2 borrow 120k to re-decorate pay debts etc. Our deposit is the 50k difference ( gift of deed ) we're just wondering who good lenders are for people who have outsranmding debt and previously not a great payment history. I dont work but DP gets 36k basic but with guaranteed overtime can be up to 50k.

does anyone know reliable companies who are willing 2 help people with debt and pass problems thanks

tinkerbellchelle, go to an independent mortgage broker. They'll be able to compare all of the various mortgage deals for you so that you know you're getting a good deal. Everything nowdays has to be above board, we have to declare how much we get paid by the lenders and justify why we are recommending a particular company, so as long as the company is registered with the FSA you shouldn't get ripped off.

hth