How much do you pay for buildings insurance?

[Sastra]

Just had a quote from Lloyds tsb of £735 for a two bed flat. Seems very high?!

Buildings and contents for me is sub £300/year - 3-bed semi. £735 for just buildings sounds extremely high. Is your flat in a listed property or something?

mine is with axa and is £289/year for a 4 bed detached house and that is for combined buildings and contents. Have you tried uswitch, moneysupermarket, confused websites to get a price comparison?

I thought it was crazy! No, it's in a normal, purpose built flat. Bog standard. I'm already paying £20pcm for contents.

I think theyve made an error. It's Lloyds tsb but it would have been under written by axa. Quite odd!

I shop around every year. Atm I'm paying £220 for combined B&C for 4 bed house

Axa charge us almost a quarter of what we were paying HSBC, less than £400 building and contents. LV are quite cheap too.

I use Swintons to shop around for me and every year they switch our provider. Stay, and pay, it seems with insurance companies. This year we even got £100 cash back on the cheapest quote and it's about the same as MrsM pays so all good stuff.

BTW....what value did you use? The market price of a property and the rebuild value for insurance purposes can be a long way apart

Try fresh there a brokers and I found them quite good.

Ours is under £400 for both buildings and contents even though our house was built in 1730.

Our flat is insured by the freeholder and we pay £200 a year in ground rent part of which covers the insurance

20 per month building and contents.
4 bed detached.

You shouldn't need buildings insurance, that quote will be to insure the whole block of flats! Do you pay a maintenance or service charge, this should incorporate the buildings insurance.