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Money in my account that isn't mine

4 replies

SquirtedPerfumeUpNoseInBoots · 23/08/2012 22:45

I bank with one of the banks who had the "technical issues" starting on 20 June.
Yesterday I got the statement showing the period from 19 June to 19 July.

This isn't a thread about their incompetence, and I'm in the process of switching.

There is a credit to my account of £5 from IPA Loans Control. I have no idea what this is. I don't have a loan, I owe no money, so in the interests of being helpful and thinking this is simply credited to my account in error, I spent 30 minutes in work today trying to explain to numerous people that I do not wish to claim a refund for fraud, but I wanted to make sure the money went to whoever was expecting it. I hung up.

Tried again from home tonight, and was advised they had no idea and to call into my branch if I want a refund. Aaagghh. I will make the effort to call in on Saturday, but I normally bank online for the reason that the branch isn't handy to me.

Sorry, this was a bit longer than I expected! Has anybody any idea what IPA Loans Control means? I don't have a personal pension which is what has been suggested by google. I know it's not a huge amount of money, but it's not mine!

Tia

OP posts:
Giraffeears · 23/08/2012 23:03

I think I recall hearing that all customers of a certain bank were to be compensated for the technical issues. Could that explain it?

SquirtedPerfumeUpNoseInBoots · 23/08/2012 23:22

Thanks giraffe. No, I'm not claiming compensation as all my direct debits did eventually go through, and I didn't incur any charges for late payments.

They aren't giving out money for all the hassle, just if others imposed charges.

OP posts:
CogitoErgoSometimes · 24/08/2012 07:19

You've probably already spent £5 in time and phone-calls. If it was £500 or £5000 maybe pursue it further but for £5, let them find you and ask for it back

SquirtedPerfumeUpNoseInBoots · 24/08/2012 12:13

Cogito, yes I probably have. thanks.

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