This is something I really ought to know but I don't. I am rapidly approaching an age where I need to seriously think about this! I have some big gaps in my NI contributions. I can't make sense of the govt website!
My private pension provision isn't very good in the UK (just 9 PT years of NHS, as a HCP, out a potential 28!); I do have 10 or so years of pension accrual overseas which was gained working FT.
Now, can I increase my pension contributions to the NHS? Can I 'invest' a lump sum? Can I do some 'catch up' on my state pension?
Any thoughts or links would be very helpful! Thanks.