ok so I expect the answer is nothing but i just need some rational opinions!!
It's about my mother and money, an uncle of hers left a 'small' sum of money to her with some fairly strict instructions as to how it should be passed on to her children and grandchildren. (basically used for education)
It is in an investment
DSis has decided she doesn't trust the investment and has advised our mother to pull the money out she has suggested putting it in her childs bank account, my Mother believes dsis wants the money for school fees
My Mother spends money like there is no tomorrow, all food must be Waitrose or M and S what isn't eaten that meal is thrown in the bin, she has had some major redecoration of her house in the last year or two and eg has had 2 hairdresser appointments this week.
my Mother guilt trips me the whole time about how she has no money, I have vivid memories of her parents visiting us as a child and giving her money, we have been staying with her for a few days and I have already bought one large supermarket shop agreed to give her 50 quid and have paid for my nieces bday present from her as well as my own daughters.
Mum has now declared that she has no money and will be spending the investment once it is taken out
So the thing is things are not rosy for Sis and me either, dbil has been out of work for 3 years, my husband lost his job got another one pretty quickly, I lost mine and am still looking, the sum involved is small , I don't really think my daughter will see any and it is not enough for 1 set of school fees never mind 2 but I am wondering how I can help my Mother manage her finances more I suppose
I have suggested she writes down what she spends where but she always has an excuse as to why this is not a good week to start, really after that I need to just leave it alone don't I?
(so as not to drip feed there is a boyfriend on the scene who is not contributing to household expenses in the way he probably should and the sum is around 15k)