I split up with my ex nearly 2 years ago, about 6-7 months after he went self employed. We'd bought a flat and been living together for over 7 years at the time of the breakup, and we came to an agreement that he would continue to pay all the bills on his own and he would sort himself out re. buying me out or selling the place and splitting the equity (if any). He still hasn't.
He had some problems paying on time earlier this year which meant I was contacted by the building society (they hadn't taken note of the breakup when I'd originally spoken to them at the time - I know that doesn't make much difference, but they hadn't contacted him first). Same thing's just happened again, but this time he hasn't contacted them at all, he's been ignoring my calls & texts for 2 weeks and it's now nearly a month late so they're threatening solicitors. He's finally replied to me today saying "I haven't got it" - I've told him to call the building society today to speak to them about it. I can't bail him out as I'm now on maternity leave and therefore on SMP and can't afford to.
I know the mortgage is in joint names, so I'm jointly liable. My DP will go nuts if he finds out this has happened again (would probably go to the flat and have "words" with ex), so I daren't tell him. Any advice?